.page-disclaimer {
  --pd-radius: 18px;
  --pd-gap: 18px;
  background: var(--hq-paper);
  color: var(--hq-ink);
  padding-bottom: 56px;
}

.page-disclaimer .hq-breadcrumb {
  padding: 20px 0 8px;
}

/* 首屏：非对称双栏，左侧主张右侧速查 */
.page-disclaimer .pd-hero {
  display: grid;
  gap: 22px;
  padding: 8px 0 30px;
}

.page-disclaimer .pd-hero__main h1 {
  margin: 10px 0 14px;
  font-family: var(--hq-font-display);
  font-size: clamp(30px, 7vw, 52px);
  font-weight: 900;
  line-height: 1.14;
  letter-spacing: -.5px;
  color: var(--hq-ink);
  max-width: 22ch;
}

.page-disclaimer .pd-hero__lead {
  margin: 0;
  max-width: 62ch;
  font-size: 16px;
  line-height: 1.75;
  color: rgba(20, 33, 43, .82);
}

.page-disclaimer .pd-hero__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 18px;
}

.page-disclaimer .pd-chip {
  display: inline-block;
  padding: 6px 12px;
  font-size: 12px;
  letter-spacing: .04em;
  border-radius: 999px;
  background: var(--hq-mist);
  color: var(--hq-blue);
  border: 1px solid rgba(11, 79, 138, .18);
  white-space: nowrap;
}

.page-disclaimer .pd-chip--green {
  background: rgba(31, 122, 83, .12);
  color: var(--hq-green);
  border-color: rgba(31, 122, 83, .25);
}

.page-disclaimer .pd-chip--orange {
  background: rgba(232, 93, 42, .12);
  color: #A63C15;
  border-color: rgba(232, 93, 42, .3);
}

.page-disclaimer .pd-hero__side {
  position: relative;
  padding: 20px 20px 18px;
  background: var(--hq-blue);
  color: #fff;
  border-radius: var(--pd-radius);
  overflow: hidden;
}

.page-disclaimer .pd-hero__side::after {
  content: "";
  position: absolute;
  right: -40px;
  bottom: -40px;
  width: 130px;
  height: 130px;
  background: rgba(242, 193, 78, .35);
  border-radius: 50%;
  pointer-events: none;
}

.page-disclaimer .pd-hero__side-title {
  margin: 0 0 12px;
  font-family: var(--hq-font-mono);
  font-size: 12px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .72);
}

.page-disclaimer .pd-hero__side-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.page-disclaimer .pd-hero__side-list a {
  display: block;
  padding: 10px 12px;
  border-radius: 10px;
  background: rgba(255, 255, 255, .1);
  color: #fff;
  font-size: 14px;
  text-decoration: none;
  transition: background .2s ease, transform .2s ease;
}

.page-disclaimer .pd-hero__side-list a:hover,
.page-disclaimer .pd-hero__side-list a:focus-visible {
  background: rgba(255, 255, 255, .22);
  transform: translateX(3px);
}

.page-disclaimer .pd-hero__side-note {
  position: relative;
  z-index: 1;
  margin: 14px 0 0;
  font-size: 13px;
  line-height: 1.6;
  color: rgba(255, 255, 255, .82);
}

.page-disclaimer .pd-hero__side-note a {
  color: var(--hq-sun);
  text-decoration: underline;
}

/* 坐标索引条 */
.page-disclaimer .pd-index {
  position: sticky;
  top: 0;
  z-index: 5;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 0;
  margin-bottom: 24px;
  background: linear-gradient(var(--hq-paper) 78%, rgba(246, 241, 231, 0));
  border-bottom: 1px solid var(--hq-line);
}

.page-disclaimer .pd-index__label {
  flex: none;
  font-size: 11px;
  letter-spacing: .14em;
  color: var(--hq-orange);
  text-transform: uppercase;
}

.page-disclaimer .pd-index__list {
  display: flex;
  gap: 8px;
  margin: 0;
  padding: 0 2px 2px 0;
  list-style: none;
  overflow-x: auto;
  scrollbar-width: thin;
}

.page-disclaimer .pd-index__list li {
  flex: none;
}

.page-disclaimer .pd-index__list a {
  display: inline-flex;
  align-items: baseline;
  gap: 6px;
  padding: 7px 12px;
  font-size: 13px;
  color: var(--hq-ink);
  text-decoration: none;
  background: var(--hq-sand);
  border-radius: 999px;
  border: 1px solid transparent;
  white-space: nowrap;
  transition: background .2s ease, border-color .2s ease, color .2s ease;
}

.page-disclaimer .pd-index__list a:hover,
.page-disclaimer .pd-index__list a:focus-visible {
  background: var(--hq-mist);
  border-color: rgba(11, 79, 138, .3);
  color: var(--hq-blue);
}

.page-disclaimer .pd-index__num {
  font-size: 11px;
  color: var(--hq-blue);
}

/* 顶部信息图 */
.page-disclaimer .pd-figure {
  margin: 0 0 26px;
  border-radius: var(--pd-radius);
  overflow: hidden;
  background: var(--hq-sand);
}

.page-disclaimer .pd-figure img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .pd-figure__cap {
  padding: 12px 16px;
  font-size: 13px;
  line-height: 1.6;
  color: rgba(20, 33, 43, .72);
  background: var(--hq-sand);
  border-top: 1px solid var(--hq-line);
}

/* 橙色义务提示 */
.page-disclaimer .pd-notice {
  margin: 0 0 30px;
  padding: 20px 22px;
  background: rgba(232, 93, 42, .1);
  border-left: 6px solid var(--hq-orange);
  border-radius: 0 14px 14px 0;
}

.page-disclaimer .pd-notice__title {
  margin: 0 0 8px;
  font-family: var(--hq-font-display);
  font-size: 17px;
  font-weight: 800;
  color: #A63C15;
}

.page-disclaimer .pd-notice__text {
  margin: 0;
  max-width: 68ch;
  font-size: 15px;
  line-height: 1.75;
  color: var(--hq-ink);
}

/* 条款面板堆叠 */
.page-disclaimer .pd-clauses {
  display: grid;
  gap: var(--pd-gap);
}

.page-disclaimer .pd-clause {
  background: #fff;
  border: 1px solid var(--hq-line);
  border-radius: var(--pd-radius);
  box-shadow: 0 1px 0 rgba(20, 33, 43, .04), 0 14px 28px -26px rgba(20, 33, 43, .5);
  overflow: hidden;
  scroll-margin-top: 78px;
}

.page-disclaimer .pd-clause[open] {
  border-color: rgba(11, 79, 138, .28);
}

.page-disclaimer .pd-clause__head {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 12px;
  padding: 18px 18px;
  cursor: pointer;
  list-style: none;
  background: var(--hq-paper);
  transition: background .2s ease;
}

.page-disclaimer .pd-clause__head::-webkit-details-marker {
  display: none;
}

.page-disclaimer .pd-clause__head:hover,
.page-disclaimer .pd-clause__head:focus-visible {
  background: var(--hq-mist);
  outline: none;
}

.page-disclaimer .pd-clause__num {
  font-size: 12px;
  font-weight: 600;
  padding: 5px 9px;
  border-radius: 6px;
  background: var(--hq-blue);
  color: #fff;
  letter-spacing: .04em;
}

.page-disclaimer .pd-clause__title {
  font-family: var(--hq-font-display);
  font-size: 17px;
  font-weight: 800;
  line-height: 1.4;
  color: var(--hq-ink);
}

.page-disclaimer .pd-clause__icon {
  position: relative;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 1.5px solid rgba(11, 79, 138, .4);
  flex: none;
}

.page-disclaimer .pd-clause__icon::before,
.page-disclaimer .pd-clause__icon::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  background: var(--hq-blue);
  transform: translate(-50%, -50%);
  transition: opacity .2s ease, transform .2s ease;
}

.page-disclaimer .pd-clause__icon::before {
  width: 10px;
  height: 1.5px;
}

.page-disclaimer .pd-clause__icon::after {
  width: 1.5px;
  height: 10px;
}

.page-disclaimer .pd-clause[open] .pd-clause__icon::after {
  opacity: 0;
  transform: translate(-50%, -50%) scaleY(.2);
}

.page-disclaimer .pd-clause[open] .pd-clause__num {
  background: var(--hq-orange);
}

.page-disclaimer .pd-clause__body {
  padding: 4px 18px 22px;
}

.page-disclaimer .pd-clause__body > p {
  max-width: 68ch;
  margin: 14px 0 12px;
  font-size: 15px;
  line-height: 1.8;
  color: rgba(20, 33, 43, .86);
}

.page-disclaimer .pd-clause__body a {
  color: var(--hq-blue);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-disclaimer .pd-clause__body a:hover {
  color: var(--hq-orange);
}

.page-disclaimer .pd-sub {
  margin: 18px 0 6px;
  font-family: var(--hq-font-mono);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .1em;
  color: var(--hq-blue);
  text-transform: uppercase;
}

.page-disclaimer .pd-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 9px;
  max-width: 68ch;
}

.page-disclaimer .pd-list li {
  position: relative;
  padding-left: 22px;
  font-size: 15px;
  line-height: 1.78;
  color: rgba(20, 33, 43, .82);
}

.page-disclaimer .pd-list li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 11px;
  width: 7px;
  height: 7px;
  border-radius: 2px;
  background: var(--hq-green);
  transform: rotate(45deg);
}

.page-disclaimer .pd-inline-warn {
  margin: 16px 0 0;
  padding: 12px 14px;
  max-width: 68ch;
  font-size: 14px;
  line-height: 1.7;
  color: #7F2B12;
  background: rgba(232, 93, 42, .09);
  border-radius: 10px;
}

/* 结尾联系卡 */
.page-disclaimer .pd-contact {
  margin-top: 34px;
  display: grid;
  gap: 24px;
  padding: 24px 20px;
  background: var(--hq-ink);
  color: #fff;
  border-radius: var(--pd-radius);
}

.page-disclaimer .pd-contact h2 {
  margin: 10px 0 12px;
  font-family: var(--hq-font-display);
  font-size: clamp(22px, 4.6vw, 30px);
  font-weight: 900;
  line-height: 1.25;
  color: #fff;
  max-width: 20ch;
}

.page-disclaimer .pd-contact__desc {
  margin: 0 0 18px;
  max-width: 56ch;
  font-size: 14px;
  line-height: 1.8;
  color: rgba(255, 255, 255, .78);
}

.page-disclaimer .pd-contact__meta {
  margin: 0;
  display: grid;
  gap: 10px;
  align-content: start;
}

.page-disclaimer .pd-contact__row {
  display: grid;
  gap: 3px;
  padding: 12px 14px;
  background: rgba(255, 255, 255, .07);
  border-left: 3px solid var(--hq-blue-light);
  border-radius: 0 10px 10px 0;
}

.page-disclaimer .pd-contact__row dt {
  font-family: var(--hq-font-mono);
  font-size: 11px;
  letter-spacing: .12em;
  color: rgba(255, 255, 255, .6);
}

.page-disclaimer .pd-contact__row dd {
  margin: 0;
  font-size: 14px;
  line-height: 1.55;
  color: #fff;
  word-break: break-word;
}

.page-disclaimer .pd-foot {
  margin-top: 26px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 18px;
  border-top: 1px solid var(--hq-line);
}

.page-disclaimer .pd-foot__print {
  margin: 0;
  max-width: 60ch;
  font-size: 13px;
  line-height: 1.7;
  color: rgba(20, 33, 43, .66);
}

.page-disclaimer .pd-foot__top {
  font-family: var(--hq-font-mono);
  font-size: 12px;
  letter-spacing: .06em;
  color: var(--hq-blue);
  text-decoration: none;
  padding: 8px 14px;
  border: 1px solid rgba(11, 79, 138, .35);
  border-radius: 999px;
  transition: background .2s ease, color .2s ease;
}

.page-disclaimer .pd-foot__top:hover,
.page-disclaimer .pd-foot__top:focus-visible {
  background: var(--hq-blue);
  color: #fff;
}

/* 滚动显现 */
.page-disclaimer .hq-reveal {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .45s ease, transform .45s ease;
}

.page-disclaimer .hq-reveal.is-visible {
  opacity: 1;
  transform: none;
}

/* 平板及以上 */
@media (min-width: 760px) {
  .page-disclaimer {
    padding-bottom: 72px;
  }

  .page-disclaimer .pd-hero {
    grid-template-columns: minmax(0, 1.55fr) minmax(260px, .85fr);
    gap: 34px;
    align-items: start;
    padding: 14px 0 38px;
  }

  .page-disclaimer .pd-hero__side {
    margin-top: 26px;
  }

  .page-disclaimer .pd-clause__head {
    padding: 20px 26px;
    gap: 16px;
  }

  .page-disclaimer .pd-clause__title {
    font-size: 19px;
  }

  .page-disclaimer .pd-clause__body {
    padding: 6px 26px 26px 74px;
  }

  .page-disclaimer .pd-contact {
    grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr);
    gap: 30px;
    padding: 34px 32px;
  }
}

/* 桌面 */
@media (min-width: 1040px) {
  .page-disclaimer .pd-index {
    top: 0;
    padding: 14px 0;
  }

  .page-disclaimer .pd-index__list {
    overflow: visible;
    flex-wrap: wrap;
  }

  .page-disclaimer .pd-figure {
    margin-bottom: 34px;
  }

  .page-disclaimer .pd-clause__body > p,
  .page-disclaimer .pd-list,
  .page-disclaimer .pd-inline-warn {
    max-width: 68ch;
  }
}

/* 打印 */
@media print {
  .page-disclaimer .pd-index,
  .page-disclaimer .pd-hero__side,
  .page-disclaimer .pd-foot__top,
  .page-disclaimer .hq-breadcrumb {
    display: none !important;
  }

  .page-disclaimer .pd-clause {
    break-inside: avoid;
    box-shadow: none;
    border-color: #999;
  }

  .page-disclaimer .pd-clause__body {
    display: block;
  }

  .page-disclaimer .pd-contact {
    background: #fff;
    color: #000;
    border: 1px solid #999;
  }

  .page-disclaimer .pd-contact h2,
  .page-disclaimer .pd-contact__desc,
  .page-disclaimer .pd-contact__row dd {
    color: #000;
  }

  .page-disclaimer .hq-reveal {
    opacity: 1;
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .hq-reveal,
  .page-disclaimer .pd-hero__side-list a,
  .page-disclaimer .pd-clause__head,
  .page-disclaimer .pd-clause__icon::before,
  .page-disclaimer .pd-clause__icon::after {
    transition: none !important;
  }

  .page-disclaimer .hq-reveal {
    opacity: 1;
    transform: none;
  }
}
<<<END>>>